Construction Loans
Financing a new build doesn’t have to be complicated. We help you secure the capital you need to seamlessly move from plans to completion.
- Trusted by over 1,000 people
Lending That Builds With You
Construction loans are short-term financing solutions that cover the cost of building a new property—from materials and labor to permits and inspections. These loans are designed to be released in stages, as the project progresses, and typically convert to permanent financing once the build is complete. At Reynoso & Co, we help builders, investors, and developers structure smart financing with flexible terms and fast decisions.
We understand construction timelines and the importance of keeping cash flow on track, which is why our team stays responsive at every stage. Whether you’re working on a custom home or a multi-unit project, we’re here to help you build it right. We handle the lending, so you can focus on the blueprint, the budget, and the build.
What You Can Expect From Us
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Expert Guidance Without the Jargon -
Fast Responses, Every Time
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Loan Options That Actually Fit
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Local Knowledge That Pays Off
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Support From Start to Close
Do I Qualify?
Construction loan requirements are different from traditional mortgages—but we make them easy to understand. We’ll walk you through what to expect, help you prepare your budget and scope, and guide you through every step of approval.
FAQs
What can I use a construction loan for?
Construction loans cover land, labor, materials, permits, and everything needed to complete a residential or commercial build.
How are funds disbursed?
Funds are typically released in stages based on progress inspections—also known as “draws.” We help coordinate this with your builder.
Do I need to own the land already?
Not always. You can finance the land purchase along with the construction, depending on the loan structure.
What happens after construction is complete?
The loan can be converted to permanent financing or paid off with a refinance or sale. We’ll help you plan the best exit.
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