Want to Save $1000s on Your Mortgage?

Whether you’re a first-time buyer or want to refinance at a lower rate, we can help.

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  • Trusted by over 1,000 people

Lending That Fits Your Life

Whether you’re settling down, scaling up, or starting fresh—we make financing feel less intimidating and more empowering. Browse our most popular loan options below:

First Home Loans

Get expert guidance and great rates for your first-ever property purchase.

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Home Refinancing

Lower your monthly payments or tap into your equity with confidence.

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30-Year Fixed Rate

A reliable, long-term option for peace of mind and payment stability.

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15-Year Fixed Rate

Pay off your home faster and save on interest with a shorter loan term.

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Adjustable Rate

Enjoy a lower initial rate with flexibility to refinance when it makes sense.

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VA Loans

We proudly help veterans and active-duty service members become homeowners.

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Jumbo Loans

Get financing for larger property purchases that exceed conventional loan limits.

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203K Loans

Finance both the purchase and renovation of your home with a single loan.

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USDA Loans

Buy in eligible rural areas with zero down and competitive rates.

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Funding That Helps You Build Bigger

From flips to ground-up developments, our business lending solutions are designed to keep your projects moving and your bottom line growing. If you’re a real estate investor, developer, or entrepreneur in California, we’re here to help you finance smarter.

Construction Loans

Finance your residential or commercial build with flexible terms and expert support from foundation to final inspection.

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Hard Money Lending

When you need funding fast, our hard money loans help you seize time-sensitive opportunities with fewer hoops.

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Commercial Loans

Get tailored financing for office spaces, retail buildings, multifamily properties, and more—with competitive rates and streamlined approvals.

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Fix & Flip Loans

Renovate and resell with confidence. We offer flexible short-term funding to help you turn properties around quickly and profitably.

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Ag Lending

From farmland acquisitions to agricultural equipment financing, we support California’s growers and ag business owners with lending that understands the land.

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Take Control of Your Financial Future

Your credit and debt shouldn’t hold you back from homeownership or financial stability. Our personal finance services are built to help you reset, rebuild, and move forward with confidence.

Credit Repair

We’ll help you identify inaccuracies, dispute negative marks, and create a plan to improve your score—so you’re ready when opportunity knocks.

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Debt Consolidation

Simplify your finances and lower your monthly payments by combining multiple debts into a single, manageable loan with better terms.

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SBA-backed Financing to Help You Expand with Confidence

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Why Choose Reynoso & Co?

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Local Experts You Can Trust

We live and work in the Central Valley, so we know this market—and what it takes to close deals here.

Fast, Responsive Support

 You won’t wait days for a reply. Our team is committed to quick turnarounds and clear communication.

Flexible Financing Options

From conventional loans to creative funding strategies, we help you find the right fit for your needs.

Proven Results

Over 1,000 clients have trusted us to help them secure financing, improve credit, and grow wealth through real estate.

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Get Your Mortgage Rate Quote in Just 30 Seconds!

Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:

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